🎯Introduction

What is SolCred?

SOLCRED is a decentralized lending and borrowing platform built on the Solana blockchain. It allows users to borrow SOL or stablecoins (USDT/USDC) by using any token as collateral while ensuring lender protection through AI-driven risk management.

SOLCRED is exclusive, with only 2,000 whitelisted members, making $SRD a high-value token that grants access to the platform.

Why SolCred?

DeFi lending platforms face multiple challenges, including high liquidation risks, lack of borrower trust, scams, and unsustainable yield models. SOLCRED is designed to overcome these issues by integrating advanced AI technology, exclusive membership benefits, and an innovative collateral evaluation system.

• AI-Powered Risk Management: SOLCRED’s AI scans every collateral deposit to ensure it meets safety standards, reducing the risk of scams and rug pulls.

• Exclusive Membership Model: Unlike open lending platforms, SOLCRED restricts access to 2,000 users, ensuring only dedicated participants can leverage its benefits.

• Sustainable Yield Generation: Borrower fees directly fund lender rewards, ensuring long-term sustainability for lending pools.

• Decentralized Insurance Pool: 10% of borrower fees go into an insurance fund, protecting lenders from borrower defaults.

• Cross-Chain Expansion Potential: SOLCRED’s roadmap includes Ethereum Layer 2 integration and NFT-backed loans, broadening its market reach.